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What To Do When You Are A First Time Home Buyer

by Eric Glassoff


Knowing what to do when you are a first time home buyer can be the difference between making the home buying process a stressful situation or an enjoyable success. Let’s get you prepared for the latter.

Am I ready to be a home owner?

Know whether it is a good decision to go from being a renter to a home owner by asking yourself:  

Am I prepared financially to take on the responsibilities of being a home owner?

Am I realistic about what type of house fits my needs, NOT what I think will make me look rich?

Will I be able to afford and have the means to keep my home repaired and updated?

Is my credit in order?

A few months before you start looking for your new home, pull your credit reports and address any issues – get it as clean as possible, address any inaccuracies.  

Get yourself pre-approved for a mortgage . This will save a lot of time and allow you to move quickly; imperative in the current sellers’ market.

Partnering Up with a Professional

Yes, you can find plenty of information about real estate listings on the internet. But, by partnering with a real estate agent, you will have an experienced professional looking out for your interests and someone who will be able to guide you through the bidding process.

Calculate your Costs

Sit down and calculate the following: closing costs , down payment , other fees . Being an educated buyer will put you in the best position to purchase a home that you will be able to afford now and in the future.

For more about what to do when you are a first time home owner go to Coldwell Bankers First Time Home Buyers Resource Center. 
 
 

What To Do If You Are A Buyer in a Sellers’ Market

by Eric Glassoff

What do you do when you are a buyer in a sellers’ market and you can’t find a new home to purchase? You act quickly, think creatively and get yourself financially prepared to purchase a home. 

Work on your financing

Get your credit is in order. Pull your credit reports. Know and address your credit issues before you start the process of getting a mortgage. Seek out a mortgage lender who will get you pre-approved. Showing a seller you are motivated and ready to purchase is invaluable. When the seller is looking at several offers, a buyer’s price and preparedness to get the deal done will be much more attractive.

Partner with a good local agent

Working with an agent who is well known for getting deals done quickly is important and necessary, especially in the current seller’s market.  Agents who are most familiar with the areas or school districts you are looking to move will know the best way to write up the type of offer to get a deal done.

Act Quickly

If you notice a new home up for sale, make an appointment to see it as soon as possible, preferably that day. Buyers are more aggressive in the current sellers’ market. Homes may be sold before there is even an Open House.

Get Creative

For the right price every home is for sale. See a home you like, send a personal letter to the home owner. You may be the buyer that will motivate the owner to sell their home. Find an agent who will assist you with looking at old listings or those that have been withdrawn or expired. You agent can also help you look at Pocket Listings or “For Sale by Owner” homes.

Remember being a focused, prepared, pre-approved buyer partnered with a great agent puts you in better position to move into your next dream home.

Eric Glassoff

Greater Boston Real Estate Expert

 

Greater Boston Real Estate

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Painting Your Home Inside and Out

by Eric Glassoff

Painting your home, inside and out, can give it an updated fresh look, but it can also be stressful and costly. Doing a little research before you select a paint color can go a long way in making it an exciting, enjoyable project AND increase the value of your home.

1. Check the Pantone site, they are the authority of all things color; trends for fashion, home decorating and much more.  


2. Most of the major paint supply companies, Sherwin WilliamsBehrBenjamin Moore have many color schemes for you to look at right on their website. Some even have technology for you to visualize what your color selections will look like. You can spend hours selecting colors and schemes for your project right on their website.  There are also apps for you to download which function the same way.  You can also save all of your projects to look at later or use the information to purchase your paint.


3. Once you have narrowed down your choices, go to the paint store or local home improvement store and purchase a small sample of the paint. Take it home and paint the interior or exterior walls with each sample, side by side. Observe the color at different times of the day, for several days. This is an inexpensive way to ‘try on’ your colors to see which ones you really want before you commit to your chosen colors.

More about purchasing and using small paint sizes:

Benjamin Moore

Home Depot


Here is another source to learn all about color and painting your home. This website has many links to other home improvement websites regarding color and architecture. The very last link listed has brings you to a site where they have collected photos of homes that are truly inspiration and eclectic.

http://www.housepaintingguide.org/how-to-pick-house-paint-colors/

 

Eric Glassoff

Greater Boston Real Estate Expert

 

Greater Boston Real Estate

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Interesting Links - Real Estate, Homes, Communities, Cities

by Eric Glassoff

Over the past few weeks, I’ve come across several interesting links about cities, communities, real estate and unique homes. Each one contains such a great deal of information along with beautiful photography; so I’m listing them all in one place. If you are looking to re-locate or just want to dream about the possibilities of where you could re-locate or live, these links will give you many great insights, ideas and information. I’ve highlighted the links which contain information about New England and the Greater Boston area.

1. Ten of the Healthiest Places to Live - Boston IS one of the healthiest!

http://www.huffingtonpost.com/2014/08/06/healthiest-places-to-live-in-america_n_5648452.html

Boston Skyline

 

 

 

 

 


2. Best Cities for Work Life Balance

 http://onforb.es/1stz5cx



3. Top Ten States for Foreclosures - http://on-msn.com/1uwotLd


4. Tiny Homes – Small but big on style and comfort​

http://on.mash.to/1r0GIe6

 

 

 

 

 

 

 

 

 

 


5. Glass Houses for Sale - Every room was a phenomenal view!

http://realestate.msn.com/10-of-the-best-glass-houses-for-sale

 


6. Best Places to Live for your Lifestyle - Brookline made this list!

http://bestplaces.coldwellbanker.com/best-places-to-live/


7. Snobbiest Small Cities – Don’t be fooled by the title. Take a look at the criteria used to construct the list.

http://bit.ly/V8xQUJ


8. Tiny Lake Houses

http://realestate.msn.com/10-tiny-lakehouses?ocid=vt_fbmsnre


Eric Glassoff

Greater Boston Real Estate Expert

 

Greater Boston Real Estate

View Greater Boston Homes

Visit My Website

Find Me on Facebook

Follow Me on Twitter

Connect with Me on LinkedIn

Contact Me

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Contact Information

Photo of Eric Glassoff Realtor®, MBA ABR, ASP, SRES, e-PRO, Real Estate
Eric Glassoff Realtor®, MBA ABR, ASP, SRES, e-PRO,
Coldwell Banker
1375 Beacon Street
Brookline MA 02446
Direct: (617) 233-6210
Office: (617) 731-2447
Fax: Fax: (617) 431-5010

Testimonials

I was a first time home buyer looking a place in Brookline, and Newton area for a quite well, and tiredly had worked with several agents in 2008-2009.  I decided to find a place myself, and it happened that I found that sales agent Eric Glassoff had lots of the hot units in Brookline for sale.  So why not work with him as buyer agent then?After I started to work with him, I was so impressed with his professional knowledge, ability to educate clients, working efficiency, honesty, loyalty, and the capability to make a deal happen in the best interest of his client.  After I looked at 2-3 properties, I happily bought a dream home at Newton.  I strongly recommend Eric to any home buyers, as his excellence in business as well as his loyalty to his clients will bring you satisfaction in purchasing your dream home.  "Susan Zhang"... Read More